Q:

Where can I find advice on how to lower my auto insurance premiums?

A:

Lowering your auto insurance premiums is quite easy. You can talk to your insurance provider and see what they can do to lower your rates or you can do a few simple things to bring to the provider before you go in. You can avoid new and fast cars, which often lead to higher premiums because of what is assessed as a “higher risk.” Also, taking a driver’s education class may help. Consider purchasing an older car and getting rid of collision coverage on it. You can also practice driving carefully, as you may be able to get money taken off of your premium for not making a claim. Making claims raises your premium so avoid doing so at all costs. Lastly, your credit score may affect your premium so protecting it and keeping good credit is key to getting lower rates.